Home Decor & Furniture Deals: Shop on No Cost EMI & Save Big 

Home renovations can be quite exciting but they can also get quite expensive. However, if you plan well, you can get everything you need without having to dip into your savings or taking a high-interest loan.

One of the simplest ways to manage your finances effectively while making big and small purchases is to get your hands on the Bajaj Finserv EMI Network Card. With this card, you can buy home decor online on no-cost EMIs.

Here are some of the key features of the Bajaj Finserv EMI Network Card:

• Pre-approved loan of up to ₹2 Lakhs
• No-cost EMI benefit on over a million products
• Zero to minimal down payment
• Shop from over 1.5 lakh sellers across 4,000+ cities
• 100% digital process

Here are some reasons to get the Bajaj Finserv EMI Network Card:

• Exclusive Offers

With this card, you’ll be able to access some pre-approved, member-only deals, discounts, and offers at partner stores that will make your shopping experience more delightful.

• Flexible Repayment Tenor

When you make a purchase using your Bajaj Finserv EMI Network Card, you can choose a repayment plan that suits your needs. You’ll be offered flexible tenor options, ranging from 3 to 24 months.

• Zero Interest on Loan

You can purchase over a million products on no-cost EMI with this card. This means that you won’t have to worry about interest charges on your borrowing.

• Low Membership Fees

The Bajaj Finserv EMI Network Card comes with reasonable fees and charges. When you apply for this card, you’ll be required to pay a one-time fee of ₹599. There’s no recurring or annual fee as long as you use your card at least once in a calendar year. In case your card’s been inactive for 12 months or more, you’ll be required to pay a nominal fee of ₹117.

• Minimal Down Payment

When you make a purchase with your Bajaj Finserv EMI Network Card, you’ll need to make a small down payment and the rest of the purchase amount is converted to no-cost EMIs. The down payment amount is usually a nominal amount. At times, you’ll also be able to make the purchase without a down payment.

• Nil Foreclosure Charges

You can foreclose your loan at no extra cost in case you wish to do so. This gives you greater flexibility with respect to your monthly finances.

• Seamless Experience with Bajaj Finserv app

You can track and manage all your EMIs on a single, efficient platform. This way you can keep an eye on your purchases and monthly payments.

• Improve Your Credit Score

The Bajaj Finserv EMI Network Card can be instrumental in helping you build your credit history and score. Since this card is technically considered a loan, it will be included in your credit report. When you make diligent repayments, your credit score will improve in time. A good credit score can help you get loans and other credit products at better terms.

Looking to get your hands on this card? You’ll need to meet the below eligibility criteria to get started:

• You must be a citizen of India
• You must be between the ages of 21 and 65 years
• You must have a regular source of income
• You must have a savings or current account that’s based in India
• You must have a good credit score (ideally 720 and above)

You’ll also need to keep these documents handy while applying for this card:

• PAN card
• ECS Mandate (duly signed)

The Bajaj Finserv EMI Network Card is a one of a kind financing solution that can help you make purchases and repay dues via interest-free monthly instalments. If you’re looking to furnish your dream home or planning to undertake a renovation project, this card is sure to be the ideal companion.

You can apply for this card online or at partner retail stores at a nominal cost. Once you’ve got it, you can use the Bajaj Finserv EMI Network Card for online shopping.